The Company, as an investment company and a holding company of Thanachart Group, invests in its financial subsidiary companies and also promising associated companies. It also seeks investment opportunities in other companies and strong future growth potential in both revenue and profitability, while operating responsibly toward society and the environment, that have the potential to generate appropriate and sustainable return on investment, enables the Company to generate appropriate and sustainable investment returns and to deliver consistent long-term value creation for shareholders.
Regarding for supervision of group companies, the Company has overseen and formulated a sustainability strategy for investments for its subsidiary companies. The Company is committed to supporting, promoting, and driving Group companies to provide high-quality products and services that meet customer needs, adhere to the principles of good governance, conduct business transparently, efficiently manage risks, and combine social and environmental initiatives to promote sustainable financial growth.
Furthermore, subsidiary companies must maintain a capital fund no less than the specified criteria, which is adequate for conducting business operations. Creating a customer-centric corporate culture, coming up with new financial innovations, and developing work processes for issuing products and services shall only serve to meet the needs of a wide range of customers. This shall in turn result in increased revenue from existing customer base as well as expanding new customer base under fair customer service guidelines (Market Conduct). In terms of personnel, the Company and its subsidiary companies attach importance to the equitable and fair treatment of employees. Continuous training and personnel development shall serve to increase the capacity of employees to replace important positions. Activities should be organized to promote and raise environmental awareness among employees, thus encouraging them to regularly take better care of their working environment.
Shareholder Returns and Performance
Table of Dividend Payment
| Performance | 2021 | 2022 | 2023 | 2024 (Restated) |
2025 |
|---|---|---|---|---|---|
| Net profit attributable to the Company (Consolidated Financial Statement) (Million Baht) | 5,287 | 5,220 | 6,603 | 6,655 | 7,750 |
| Earnings per share (Consolidated Financial Statement) (Baht) | 5.04 | 4.98 | 6.30 | 6.35 | 7.39 |
| Dividend per share (Baht) For the year's performance |
3.00 | 3.10 | 3.20 | 3.30 | 3.50 |
| Dividend payout ratio (Consolidated Financial Statement) (percent) |
59.50 | 62.28 | 50.82 | 52.00 | 47.36 |
Note : The Board of Directors has resolved to propose to the Shareholders' Meeting 2025 to approve the dividend payment at the rate of 3.50 baht per share, and the Company has paid an interim dividend for the year 2025 at the rate of 1.30 baht per share on 30 September 2025.
Tables of the Company Performance
| Consolidated Financial Statements | 2023 (Restated) |
2024 (Restated) |
2025 |
|---|---|---|---|
| Total Revenue | 22,562 | 23,482 | 24,368 |
| Employee’s expenses | 2,058 | 836 | 882 |
| Other operating expenses | 9,622 | 12,194 | 12,131 |
| Money paid to the owner of the funds | 5,214 | 5,413 | 5,370 |
| Income tax | 695 | 401 | 570 |
| Net Profit | 7,207 | 7,022 | 8,264 |
| Total Assets | 158,138 | 160,791 | 154,674 |
| Total Liabilities | 80,783 | 80,309 | 68,662 |
| Total Equity | 77,355 | 80,482 | 86,012 |
Notes :
- Total revenue = Interest income + Non-interest income
- Other operating expenses = Fees and service expenses + Non-life insurance/life insurance income + Other operating expenses – Employee’s expenses
- Payment to the owner of the funds = dividend payment + Interest expenses
| Separate Financial Statements | 2023 (Restated) |
2024 (Restated) |
2025 |
|---|---|---|---|
| Total Revenue | 7,637 | 7,816 | 8,962 |
| Employee’s expenses | 187 | 184 | 191 |
| Other operating expenses | 135 | 145 | 155 |
| Money paid to the owner of the funds | 3,990 | 4,259 | 4,416 |
| Income tax | 43 | 10 | 51 |
| Net Profit | 6,603 | 6,655 | 7,750 |
| Total Assets | 92,998 | 101,099 | 108,265 |
| Total Liabilities | 21,708 | 26,594 | 27,751 |
| Total Equity | 71,290 | 74,506 | 80,514 |
Notes :
- Total revenue = Interest income + Non-interest income
- Other operating expenses = Fees and service expenses + Non-life insurance/life insurance income + Other operating expenses – Employee’s expenses
- Payment to the owner of the funds = dividend payment + Interest expenses